News & Articles

After a serious crash in Dallas, the at-fault driver’s liability policy is often the first number anyone focuses on. In many cases it is not the last. Texas allows an injured person to pursue compensation from every available insurance source that may apply, and a thorough coverage inventory can make the difference between a recovery […]

Yes. When another driver’s negligence damages your vehicle, Texas law allows you to seek compensation for more than just the cost of repairs. A car that has been in a collision is often worth less on the open market than an identical vehicle with a clean history, even after professional repairs are completed. That permanent […]

Texas law requires insurers to work to specific statutory deadlines when handling first-party claims. When an insurer misses those deadlines, the Texas Prompt Payment of Claims Act (TPPCA) imposes penalty interest and allows recovery of attorney fees. When an insurer goes further and handles a claim unreasonably or deceptively, a separate set of rules under […]

Sign the release too early and you’re stuck with whatever number you accepted, full stop. Doesn’t matter if the injury turns out to be way worse than anyone thought at the time. Texas treats a properly executed release of all claims as final, and there’s basically no do-over just because your condition got worse or […]

It depends on which insurer is asking. If your own insurance company calls and requests a recorded statement, your policy almost certainly requires you to cooperate – refusing can give your insurer grounds to deny coverage. If the other driver’s insurance company calls and asks you to record a statement, Texas law imposes no legal obligation […]

When a Texas hospital treats an accident victim and a third party may be liable, the hospital can place a legal claim directly against the injured person’s civil recovery before that person collects a dollar. This claim is a hospital lien, and it arises under Texas Property Code Chapter 55. The lien attaches to the […]

A Letter of Protection (LOP) is a written agreement between an injured person, their attorney, and a medical provider under which the provider agrees to defer payment for treatment until the injury claim is resolved. The provider is paid from the settlement or judgment proceeds. If there is no recovery, the patient remains obligated to […]

Medical liens can reduce your settlement check by tens of thousands of dollars before you receive a single dollar. In a Texas personal injury case, four categories of lienholders routinely assert claims against your recovery: the treating hospital under the Texas Hospital Lien Act, healthcare providers who treated you under a Letter of Protection, your […]

Under a contingency fee agreement, the attorney’s fee is owed only if money is recovered for the client. If the case does not result in a settlement or court award, the attorney typically collects no fee for the time and work invested. That is the core promise of a contingency arrangement. However, attorney fees and […]

When a personal injury settlement is reached in Texas, the amount you personally receive is not the same as the total settlement figure. Before a check reaches your hands, the proceeds are disbursed through a structured order: advanced case expenses are reimbursed first, then the attorney’s contingent fee is calculated and deducted, and then any […]