News & Articles

Suing a Texas Non-Subscriber Employer: What Are My Options?

Suing a Texas Non-Subscriber Employer: What Are My Options?

Texas is the only state in the country where a private employer can choose not to carry workers’ compensation insurance. When that choice is made, the employer gives up three powerful legal shields in any negligence lawsuit you bring: the contributory negligence defence, the assumption of risk defence, and the fellow servant rule. That shift […]

Sean Chalaki 14 min read
September 25, 2026 READ MORE
Crashworthiness Claims in Texas: When Did the Vehicle Make It Worse?

Crashworthiness Claims in Texas: When Did the Vehicle Make It Worse?

A collision on I-35E near downtown Dallas may begin with another driver’s negligence, but the injuries a person suffers do not always end with that driver’s conduct. If a seat back collapses, a roof folds inward during a rollover, an airbag fires at the wrong moment, or a fuel system ruptures and ignites, the vehicle […]

Sean Chalaki 20 min read
September 24, 2026 READ MORE
Recorded Statements in California: Do I Have to Give One?

Recorded Statements in California: Do I Have to Give One?

Short answer: Whether you must give a recorded statement in California depends entirely on which insurer is asking. The at-fault driver’s insurance company has no contractual authority over you; you are not their policyholder, and you are not required to give them a recorded statement. Your own insurer is different. California auto policies nearly always […]

Sean Chalaki 13 min read
September 23, 2026 READ MORE
Road Defect Claims Against a Texas City or TxDOT: Can I Sue?

Road Defect Claims Against a Texas City or TxDOT: Can I Sue?

Texas law allows injured people to bring civil claims against government entities for road defects and dangerous highway conditions, but only within a narrow framework set by the Texas Tort Claims Act (TTCA). The most important thing to understand before anything else is the deadline: the window to formally notify many Texas cities of a […]

Sean Chalaki 18 min read
September 23, 2026 READ MORE
What Happens at a California Personal Injury Deposition?

What Happens at a California Personal Injury Deposition?

A deposition is a formal, sworn, out-of-court proceeding in which a witness answers questions from attorneys while a court reporter creates a verbatim transcript. In a California personal injury case, depositions are authorized by the Civil Discovery Act, specifically California Code of Civil Procedure sections 2025.010 through 2025.620. [1] The testimony carries the same legal […]

Sean Chalaki 22 min read
September 22, 2026 READ MORE
Dallas Freeway Pileup: Who Is at Fault?

Dallas Freeway Pileup: Who Is at Fault?

Fault in a Dallas freeway pileup is divided under Texas’s proportionate responsibility system. Each driver or party whose negligence contributed to the chain-reaction crash is assigned a percentage of fault, and each pays damages in proportion to that share. The driver who caused the first collision is the most obvious target, but any driver who […]

Sean Chalaki 21 min read
September 22, 2026 READ MORE
Time-Limited Policy Limit Demands in California: What Are the Rules?

Time-Limited Policy Limit Demands in California: What Are the Rules?

A time-limited demand in California is a pre-litigation offer to settle a personal injury, property damage, bodily injury, or wrongful death claim against a tortfeasor within the insurer’s available policy limits, conditioned on acceptance within a specified deadline. Under Code of Civil Procedure sections 999 through 999.5, effective January 1, 2023, a claimant who sends a […]

Sean Chalaki 14 min read
September 21, 2026 READ MORE
Proving Distracted Driving After a Dallas Crash: What Evidence Works?

Proving Distracted Driving After a Dallas Crash: What Evidence Works?

After a crash on a Dallas road, proving that the other driver was distracted at the moment of impact is one of the most challenging parts of a civil injury claim. Texas has a statewide ban on reading, writing, or sending electronic messages while driving, and the City of Dallas also enforces a hands-free ordinance. […]

Sean Chalaki 19 min read
September 21, 2026 READ MORE
Rear-End Crash Defences in Texas: How Do Insurers Use Them?

Rear-End Crash Defences in Texas: How Do Insurers Use Them?

The short answer: In Texas, a driver who strikes another vehicle from behind does not automatically bear full liability. Insurers and defence attorneys routinely deploy specific arguments, including the sudden stop defence, the low property damage argument, brake-light failure, and contributory negligence in chain-reaction collisions, to reduce or eliminate what they pay. Understanding how each […]

Sean Chalaki 24 min read
September 20, 2026 READ MORE
Layered and Excess Truck Policies: Who Actually Pays?

Layered and Excess Truck Policies: Who Actually Pays?

When a commercial truck crash seriously injures someone on I-405 or SR-73 near Irvine, the first question at the scene is “who is responsible.” The more financially significant question quickly becomes “which insurance policy, or policies, actually fund a recovery, and up to how much?” Federal law sets minimum financial responsibility levels for interstate motor […]

Sean Chalaki 25 min read
September 19, 2026 READ MORE
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