News & Articles

Settling Before Finishing Treatment in Texas: Is It Permanent?

Settling Before Finishing Treatment in Texas: Is It Permanent?

Sign the release too early and you’re stuck with whatever number you accepted, full stop. Doesn’t matter if the injury turns out to be way worse than anyone thought at the time. Texas treats a properly executed release of all claims as final, and there’s basically no do-over just because your condition got worse or […]

Sean Chalaki 19 min read
September 4, 2026 READ MORE
Recorded Statements to Adjusters in Texas: Do I Have to Give One?

Recorded Statements to Adjusters in Texas: Do I Have to Give One?

It depends on which insurer is asking. If your own insurance company calls and requests a recorded statement, your policy almost certainly requires you to cooperate – refusing can give your insurer grounds to deny coverage. If the other driver’s insurance company calls and asks you to record a statement, Texas law imposes no legal obligation […]

Sean Chalaki 17 min read
September 3, 2026 READ MORE
Hospital Liens in Texas: How Does Chapter 55 Work?

Hospital Liens in Texas: How Does Chapter 55 Work?

When a Texas hospital treats an accident victim and a third party may be liable, the hospital can place a legal claim directly against the injured person’s civil recovery before that person collects a dollar. This claim is a hospital lien, and it arises under Texas Property Code Chapter 55. The lien attaches to the […]

Sean Chalaki 20 min read
September 1, 2026 READ MORE
Treating on a Letter of Protection in Texas: How Does It Work?

Treating on a Letter of Protection in Texas: How Does It Work?

A Letter of Protection (LOP) is a written agreement between an injured person, their attorney, and a medical provider under which the provider agrees to defer payment for treatment until the injury claim is resolved. The provider is paid from the settlement or judgment proceeds. If there is no recovery, the patient remains obligated to […]

Sean Chalaki 18 min read
August 31, 2026 READ MORE
Reducing Medical Liens Before a Texas Settlement: How Does It Work?

Reducing Medical Liens Before a Texas Settlement: How Does It Work?

Medical liens can reduce your settlement check by tens of thousands of dollars before you receive a single dollar. In a Texas personal injury case, four categories of lienholders routinely assert claims against your recovery: the treating hospital under the Texas Hospital Lien Act, healthcare providers who treated you under a Letter of Protection, your […]

Sean Chalaki 22 min read
August 27, 2026 READ MORE
Contingency Fees in Texas: What Do I Owe If My Case Is Lost?

Contingency Fees in Texas: What Do I Owe If My Case Is Lost?

Under a contingency fee agreement, the attorney’s fee is owed only if money is recovered for the client. If the case does not result in a settlement or court award, the attorney typically collects no fee for the time and work invested. That is the core promise of a contingency arrangement. However, attorney fees and […]

Sean Chalaki 20 min read
August 27, 2026 READ MORE
Texas Injury Settlement: What Do I Actually Net?

Texas Injury Settlement: What Do I Actually Net?

When a personal injury settlement is reached in Texas, the amount you personally receive is not the same as the total settlement figure. Before a check reaches your hands, the proceeds are disbursed through a structured order: advanced case expenses are reimbursed first, then the attorney’s contingent fee is calculated and deducted, and then any […]

Sean Chalaki 15 min read
August 26, 2026 READ MORE
Layered Insurance in a Multi-Carrier Truck Crash: How Does It Work?

Layered Insurance in a Multi-Carrier Truck Crash: How Does It Work?

When a serious crash on a Texas highway involves a commercial semi-truck, the injured party often faces not one insurance policy but a stack of them – primary liability coverage, excess policies, umbrella policies, and federally mandated endorsements – spread across multiple carriers who may each dispute their responsibility. Understanding how these layers interact is […]

Sean Chalaki 20 min read
August 26, 2026 READ MORE
How Do a DWI Prosecution and a Civil Injury Claim Work Together in Texas?

How Do a DWI Prosecution and a Civil Injury Claim Work Together in Texas?

Jurisdiction: Texas  |  Local Modifier: Dallas, TX  |  Practice Area: Personal Injury / DWI Civil Claims  |  Date Legal Authority Last Reviewed: July 2025 Yes. Under Texas law, a person injured by an intoxicated driver may pursue a separate civil personal injury claim regardless of what happens in the parallel criminal DWI prosecution. The two […]

Sean Chalaki 22 min read
August 25, 2026 READ MORE
Injured in Dallas While Living Out of State: What Happens?

Injured in Dallas While Living Out of State: What Happens?

Texas law governs the injury claim when an accident occurs on Texas soil, regardless of where the injured person lives. An out-of-state resident hurt in Dallas has the same right to pursue a civil claim as any Texas resident, but that claim will be filed in a Texas court, measured against Texas statutes, and subject […]

Sean Chalaki 24 min read
August 25, 2026 READ MORE
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