News & Articles

 What is discovery in personal injury cases and why does it matter? What discovery tools are commonly used in personal injury cases? What is the federal discovery framework that applies to many injury lawsuits? How does discovery work in California personal injury cases? How does discovery work under Texas Discovery Control Plan Level 2? […]

What does “legal case confidentiality” mean in personal injury cases? Is my conversation with a lawyer protected by attorney-client privilege and the duty of confidentiality? What is the attorney work-product doctrine and how is it different from privilege? Are court filings and trials public, and when can records be sealed? Are settlement negotiations and mediation […]

What are “stacking” and “anti-stacking” in auto insurance? Does California allow stacking of UM/UIM (uninsured/underinsured motorist) coverage? How does California Insurance Code section 11580.2 affect UM/UIM stacking? When can you stack UM/UIM coverage in California and when can you not? How do stacking rules in California compare to Texas, Illinois, and federal law? How do […]

What is a no-contact motorcycle accident and why does it matter for liability? Who may be liable in a no-contact or phantom vehicle motorcycle crash? How do you prove fault without any physical impact? What insurance coverages apply to phantom vehicle or no-contact crashes? How does comparative negligence affect a no-contact motorcycle accident? What defenses […]

What does “lost future inheritance” mean in a wrongful death case? How is a wrongful death claim different from a survival action and probate estate distribution? Is loss of future inheritance recoverable in Texas, California, and Illinois? What do courts require to prove a claim for lost future inheritance? How do economists calculate an inheritance […]

What is the Texas Prompt Payment of Claims Act and why does it matter after a crash or injury? Which Texas insurance claims are covered by the TPPCA and which are not? What are the insurer deadlines for prompt payment of claims in Texas? What penalty interest and attorney’s fees apply if my insurer pays […]

What does “California policy limits disclosure” mean and why does it matter after a crash? What must an insurer disclose about policy limits once a California lawsuit is filed? Do California insurers have to disclose auto policy limits before a lawsuit? What are California’s time-limited demand (TLD) requirements and how do they impact policy limits […]

What should you do immediately to secure CCTV or traffic-camera footage after a California car accident? How fast do you need to act, and how long do cameras keep footage in California? Where can California crash video come from, and who controls it? How do you request public-agency video under the California Public Records Act? […]

What is an insurance loss run report? How is an insurance loss run different from a CLUE or claims history report? Why do insurance loss run reports matter in a personal injury case? When can loss runs or claims histories be requested in civil discovery? What do federal evidence rules say about using insurance and […]

What is a hammer letter and how does a hammer clause work? How is a hammer letter different from a Stowers demand or policy-limits demand? Will a hammer letter help my case or hurt it? What do Texas, California, and Illinois law say about insurers who refuse reasonable settlements? Texas: What is a Stowers letter […]