How Rideshare Insurance Works in Texas
Once a rideshare driver accepts a ride request, Texas law requires at least $1 million in primary liability coverage for death, bodily injury, and property damage until the passenger exits (Texas Insurance Code Section 1954.053). That coverage may be maintained by the driver, the rideshare company, or both, and it does not depend on the driver’s personal insurer first denying the claim (Section 1954.055). The policy must also include uninsured/underinsured motorist coverage unless it was rejected in writing (Section 1952.101).
Several important steps injured individuals should take following an auto accident involving Uber or Lyft.
1. Get immediate medical attention.
Immediate medical attention following an auto accident can play a significant role to the insurance companies in determining the overall value of your case. If you do not have health insurance, you should still get the proper medical attention. Your health comes first. Our office will assist you after the collision to deal with the medical bills.
2. Contact a family member and notify them of your status.
You must get help from family members especially when you suffer severe injuries. They can help with your health and preserve the evidence we need to assist with your case.
3. Preserve the evidence.
Take pictures of the other vehicle, your vehicle, and the scene of the collision. If you are too injured to do so ask a family member to do it for you. In some courts, police reports are not admissible. However, a police report can be a helpful tool utilized to gather the evidentiary information required to maximize the value of a claim.
4. Do not post anything on social media or discuss your collision with anyone.
If you’re ever in an Uber accident, you should avoid posting information about that accident or your injuries on social media. There’s very little you can do on social media to help your case, but there’s a lot you can do to harm your case. Social media can certainly complicate things but there are ways to protect yourself and your personal injury case.
5. Call an experienced Uber accident injury lawyer immediately.
You should not speak with the at-fault parties’ insurance carriers or the Uber or Lyft insurance company about any potential injuries before obtaining legal advice. Statements you make may be used to reduce or deny your claim. Contact an accomplished Uber accident injury lawyer regarding your case.
Your confidence in our services at gosuits.com is important to us. Our attorneys handle rideshare injury claims involving Uber and Lyft. Working with an Uber accident injury lawyer can help you receive reasonable compensation that may exceed the amount that the insurance company would offer you on your own.
Related reading: a guide on Texas window tint law.
An Uber accident injury lawyer will help you present every detail about your case to the insurance company and the court if needed. He or she might bring up information that you would have missed if you handled the case yourself.
