News & Articles

If you’re searching “UM/UIM near me” after a crash, you’re likely trying to understand whether your own auto insurance can help. UM/UIM—uninsured and underinsured motorist coverage—is first-party protection on your policy that may pay when the at-fault driver has no insurance, too little insurance, or cannot be identified in a qualifying hit-and-run. It can cover […]

For more than a century, the American Automobile Association (AAA) has been a familiar name to drivers across the country. Most people recognize it for roadside rescues, membership perks, and travel discounts, but AAA is also one of the nation’s most active auto insurers.  In California, AAA policies are issued through the Automobile Club of […]

Dealing with the aftermath of a car accident is never simple. Insurance paperwork, calls with adjusters, and questions about evidence preservation can quickly overwhelm even the most organized driver. When the insurer is GEICO, the process may appear straightforward thanks to its online tools and mobile app. Yet for claimants in California, Texas, and Illinois, there […]

Progressive is one of the largest auto insurance providers in the United States, with more than 27 million policies in force nationwide, and its claims process is built to serve millions of drivers across many states. With a company of this size, knowing where to start, what to expect, and how state laws in Texas, […]

No, Los Angeles, California is not a no-fault state for car accidents. California operates under an at-fault insurance system, meaning the driver responsible for causing an accident is liable for paying damages to others involved. This distinction directly impacts how claims are handled, who pays for damages, and what rights victims have when seeking compensation […]

Los Angeles is known for its iconic highways, scenic drives, and unfortunately, traffic congestion and car accidents. Every day, collisions ranging from minor fender benders to serious crashes happen across the city. With over 6 million registered vehicles in LA County alone, the risk of getting into a crash is something every driver must be […]

No, Los Angeles is not a personal injury protection (PIP) or “no-fault” state. California follows an at-fault insurance system, meaning the driver who caused the accident is responsible for covering injuries and property damage. This system affects how you file a claim, what insurance applies, and what compensation you’re entitled to after an accident in […]

If you are involved in a car accident in California, the first step is to focus on safety. Move your vehicle out of traffic if possible and check yourself and others for injuries. Call 911 right away if anyone is hurt or if the accident is blocking the road. Emergency responders will assess injuries, secure […]

In 2025, California enacted sweeping changes to its traffic laws—changes that impact every driver, cyclist, and pedestrian across the state. These updates are part of a broader effort to improve public safety, modernize enforcement methods, and reduce systemic inequities.  From stricter penalties for distracted driving to a shift in how fines are calculated, these laws […]

A car crash can turn a normal day upside down, bringing not only physical pain but emotional stress and logistical confusion. In those moments, knowing what to document may not be the first thing on your mind, but it can be one of the most important. Accurate documentation is key to protecting your health, your […]