News & Articles

What is an insurance loss run report? How is an insurance loss run different from a CLUE or claims history report? Why do insurance loss run reports matter in a personal injury case? When can loss runs or claims histories be requested in civil discovery? What do federal evidence rules say about using insurance and […]

What is a hammer letter and how does a hammer clause work? How is a hammer letter different from a Stowers demand or policy-limits demand? Will a hammer letter help my case or hurt it? What do Texas, California, and Illinois law say about insurers who refuse reasonable settlements? Texas: What is a Stowers letter […]

What is a product recall and how does it intersect with a product liability claim? Which federal laws and agencies govern recalls that may affect your defective product claim? Does a product recall automatically prove or defeat a recalled product lawsuit? How do recalls impact strict liability, negligence, failure to warn, and breach of warranty […]

Who pays first after a multi-car crash? How do primary and excess auto liability policies interact? In Texas, whose policy is primary after a chain-reaction crash? In California, which policy pays first under the Insurance Code? In Illinois, how is insurance priority determined after a pileup? How do PIP, MedPay, and UM/UIM affect who pays […]

What is the attractive nuisance doctrine and why does it matter in child injury cases? How do courts decide whether a condition qualifies as an attractive nuisance? What are common attractive nuisance examples in Texas, California, and Illinois? What duties do property owners have in Texas, California, and Illinois? How do child trespasser laws differ […]

What is an Assignment of Benefits (AOB) and how does it work in personal injury and car accident claims? How is an AOB different from a medical lien or letter of protection? How can AOB affect your medical bills, settlement, and negotiations? What does the law say about AOB in Texas, California, and Illinois? How […]

What is a T‑bone accident and why do uncontrolled intersections matter? How do authorities and courts determine fault in a T‑bone collision? What role do right‑of‑way laws play at uncontrolled intersections in Texas, California, and Illinois? What evidence is most important to proving fault in a side‑impact (T‑bone) crash? How do crash‑reconstruction techniques and technology […]

What is a wobble (tank slapper) crash and how does it happen? What are the common mechanical, roadway, and rider-related causes of a motorcycle wobble? How do engineers and safety organizations describe and study speed wobble? What injuries and statistics should potential claimants know about motorcycle crashes? How is liability for a tank slapper crash […]

What does a property owner’s duty to warn of hidden dangers mean? Who is owed a duty: invitee, licensee, or trespasser in Texas, California, and Illinois? What counts as a hidden danger versus an open and obvious condition? How do actual and constructive notice work in premises liability? When is a warning sign enough to […]

What is the current state of Uber and rideshare law in California? How did AB 5 and Dynamex change worker classification, and why does that matter for injury cases? What did Proposition 22 do, and how does it affect personal injury claims? What insurance requirements do transportation network companies have in California, and how do […]