News & Articles

What happened on Hollister Avenue in Goleta on November 9, 2025 Map and neighborhood context near Pacific Oaks Road How California law treats emergency vehicle collisions Rights and responsibilities for drivers when sirens and lights are present Steps to take in the next 24 to 72 hours Who to call for records and information in […]

What we know about the Cedar and McKinley fatal collision Timeline and location context Official response and current status Why late-night rear-end crashes turn deadly Legal rights after a DUI rear-end crash in California How to obtain key records in Fresno Steps to protect a potential civil claim Data snapshot: impaired driving risks and Fresno […]

What should you do immediately to secure CCTV or traffic-camera footage after a California car accident? How fast do you need to act, and how long do cameras keep footage in California? Where can California crash video come from, and who controls it? How do you request public-agency video under the California Public Records Act? […]

What is an insurance loss run report? How is an insurance loss run different from a CLUE or claims history report? Why do insurance loss run reports matter in a personal injury case? When can loss runs or claims histories be requested in civil discovery? What do federal evidence rules say about using insurance and […]

What happened near Goshen in Tulare County Why early-morning bicycle and semi-truck crashes are complex civil matters Rights of families after a fatal bicycle and truck collision in California Key California traffic laws that often matter in bicycle and truck collisions Who is investigating and what records exist How to obtain the CHP collision report […]

What is a hammer letter and how does a hammer clause work? How is a hammer letter different from a Stowers demand or policy-limits demand? Will a hammer letter help my case or hurt it? What do Texas, California, and Illinois law say about insurers who refuse reasonable settlements? Texas: What is a Stowers letter […]

What is a product recall and how does it intersect with a product liability claim? Which federal laws and agencies govern recalls that may affect your defective product claim? Does a product recall automatically prove or defeat a recalled product lawsuit? How do recalls impact strict liability, negligence, failure to warn, and breach of warranty […]

Who pays first after a multi-car crash? How do primary and excess auto liability policies interact? In Texas, whose policy is primary after a chain-reaction crash? In California, which policy pays first under the Insurance Code? In Illinois, how is insurance priority determined after a pileup? How do PIP, MedPay, and UM/UIM affect who pays […]

What is an Assignment of Benefits (AOB) and how does it work in personal injury and car accident claims? How is an AOB different from a medical lien or letter of protection? How can AOB affect your medical bills, settlement, and negotiations? What does the law say about AOB in Texas, California, and Illinois? How […]

What is a T‑bone accident and why do uncontrolled intersections matter? How do authorities and courts determine fault in a T‑bone collision? What role do right‑of‑way laws play at uncontrolled intersections in Texas, California, and Illinois? What evidence is most important to proving fault in a side‑impact (T‑bone) crash? How do crash‑reconstruction techniques and technology […]