News & Articles

What does “California policy limits disclosure” mean and why does it matter after a crash? What must an insurer disclose about policy limits once a California lawsuit is filed? Do California insurers have to disclose auto policy limits before a lawsuit? What are California’s time-limited demand (TLD) requirements and how do they impact policy limits […]

What should you do immediately to secure CCTV or traffic-camera footage after a California car accident? How fast do you need to act, and how long do cameras keep footage in California? Where can California crash video come from, and who controls it? How do you request public-agency video under the California Public Records Act? […]

What is an insurance loss run report? How is an insurance loss run different from a CLUE or claims history report? Why do insurance loss run reports matter in a personal injury case? When can loss runs or claims histories be requested in civil discovery? What do federal evidence rules say about using insurance and […]

What is a hammer letter and how does a hammer clause work? How is a hammer letter different from a Stowers demand or policy-limits demand? Will a hammer letter help my case or hurt it? What do Texas, California, and Illinois law say about insurers who refuse reasonable settlements? Texas: What is a Stowers letter […]

What is a product recall and how does it intersect with a product liability claim? Which federal laws and agencies govern recalls that may affect your defective product claim? Does a product recall automatically prove or defeat a recalled product lawsuit? How do recalls impact strict liability, negligence, failure to warn, and breach of warranty […]

Who pays first after a multi-car crash? How do primary and excess auto liability policies interact? In Texas, whose policy is primary after a chain-reaction crash? In California, which policy pays first under the Insurance Code? In Illinois, how is insurance priority determined after a pileup? How do PIP, MedPay, and UM/UIM affect who pays […]

What is the attractive nuisance doctrine and why does it matter in child injury cases? How do courts decide whether a condition qualifies as an attractive nuisance? What are common attractive nuisance examples in Texas, California, and Illinois? What duties do property owners have in Texas, California, and Illinois? How do child trespasser laws differ […]

What do “control” and “non-delegable duty” mean in construction site liability? Why does the difference between control and non-delegable duty matter for your construction accident lawsuit? How does the retained control doctrine work in Texas, California, and Illinois? What are non-delegable duties in construction cases, and what are common examples? Do OSHA violations create civil […]

What is the Apex Doctrine? How do federal courts handle apex depositions? What is the Apex Doctrine in Texas? How do California courts apply the Apex Doctrine? How is the Apex Doctrine addressed in Illinois? When do courts allow an apex deposition to go forward? What less intrusive discovery should come first? What is the […]

What is an Assignment of Benefits (AOB) and how does it work in personal injury and car accident claims? How is an AOB different from a medical lien or letter of protection? How can AOB affect your medical bills, settlement, and negotiations? What does the law say about AOB in Texas, California, and Illinois? How […]