In the closing days of the 2025 Texas legislative session, personal injury victims across the state got a brief moment of relief: Senate Bill 30 (SB 30) — a dangerous piece of legislation heavily backed by the insurance industry — died in committee. After passing the Texas House with numerous amendments, it failed to receive final approval from the Senate.
That may sound like a win — and it is — but make no mistake: the insurance lobby will be back in two years, stronger and better organized, to try again to strip Texans of their fundamental rights after an accident.
As a personal injury attorney serving the DFW metroplex, I want to sound the alarm now — before it’s too late.
What Was SB30, and Why Should You Care?
SB30 aimed to limit the amount personal injury victims could recover for their medical bills. It would have allowed insurance companies to use artificially low “paid” amounts to slash jury verdicts — even if the injured patient never agreed to those rates or had to rely on Letters of Protection (LOPs) or delayed payment to get care.
In short, SB30 would have:
- Let insurance companies hide behind discounts they didn’t negotiate
- Hurt car crash victims, especially those uninsured or underinsured
- Taken power away from juries to decide fair compensation
- Created barriers to care for lower-income and working-class Texans injured in crashes
DFW Accident Victims Deserve Better
From Dallas to Fort Worth, Plano to Arlington, our communities are full of hard-working Texans who simply want access to fair medical treatment and a full financial recovery after being injured due to someone else’s negligence. Whether it’s a car wreck on I-35, a pedestrian struck in Uptown, or a truck crash on 635, injury victims shouldn’t be punished for seeking the care they need.
SB30 would have done just that.
It would have created a system where insurance companies reap the profits of a “free market” when collecting premiums, yet force injured patients into something close to socialized medicine when it’s time to pay for care.
The Right to a Jury Trial Is at Risk
One of the most dangerous aspects of legislation like SB30 is that it quietly undermines your constitutional right to a jury trial. When lawmakers allow insurance companies to cap damages, control what evidence a jury sees, or limit recovery based on backend discounts — they’re taking decisions out of jurors’ hands and handing them to billion-dollar corporations.
If you’ve ever served on a jury in Dallas County, Tarrant County, or Collin County, you know Texans take that responsibility seriously. We trust juries to weigh evidence and do what’s fair. Why shouldn’t that include personal injury damages?
We Must Work Together to Protect Patients
Although SB30 failed in 2025, the insurance lobby will be back in 2027. And they’ll come with more funding, more PR spin, and more legislators on their side.
Now is the time to act.
As attorneys, patients, physicians, and community leaders, we must come together to:
- Educate the public about the dangers of these bills
- Protect access to medical care for the injured and uninsured
- Defend the right to trial by jury
- Push for smarter, more balanced reforms that don’t punish victims
- Stand up to corporate insurers that want all the benefits of capitalism without the accountability
Let’s Build Better Legislative Alternatives
If the legislature is truly concerned about the rising cost of care in personal injury cases, then let’s start by being honest about the real driver of litigation: denial, delay, and bad faith by insurance companies.
Rather than stripping injured Texans of their rights, let’s demand:
- Transparency in billing practices
- Regulation of predatory reimbursement contracts
- Penalties for insurers who delay or underpay legitimate claims
- Expanded access to affordable post-accident care, not restrictions
Final Word for DFW Residents
As a personal injury lawyer in the DFW area, I represent people — not corporations. And I know how hard it is to fight against the system when you’re hurt, overwhelmed, and facing pressure to settle for less than you deserve.
SB30 was a wake-up call. The insurance companies have a plan. Now it’s time we make one too.
Let’s work together to protect the rights of personal injury patients across Texas — especially right here in Dallas–Fort Worth. Our health, our juries, and our justice system depend on it.
Need help after an accident in DFW?
Our office fights for injured Texans every day. If you’ve been hurt in a car crash, truck accident, or another personal injury event, reach out for a free consultation. You deserve to be heard — and we’ll make sure you are.
