GoSuits Attorneys

30

YEARS COMBINED EXPERIENCE

1846+

SATISFIED CLIENTS

500+

SUCCESSFUL LAWSUITS

FREE Naperville Car Accident CASE EVALUATION

30

YEARS COMBINED EXPERIENCE

1846+

SATISFIED CLIENTS

500+

SUCCESSFUL LAWSUITS

 

TESTIMONIALS FOR Naperville Car Accident LAWYERS

AWARDS AND RECOGNITION:

Celebrating Excellence in Personal Injury

At our personal injury law firm, we take immense pride in our dedication to providing exceptional legal representation to our clients. Our commitment to delivering outstanding results has not gone unnoticed. Over the years, our team of highly skilled and experienced personal injury lawyers has received numerous prestigious awards and recognition within the legal community.

Top 100 Settlements - Personal Injury 2023 Badge
Top 100 Settlements - Personal Injury (Texas) 2023 Badge
Number 1 Settlement - Residential Premise Liability (Collin County) 2023 Badge
Number 1 Settlement - Slip & Fall Accdients 2023 Badge
2025 Best Lawyer Award
NTL-Top-40-Flat-Badge
Attorney at Law - Law firm of the month award
Sean Chalaki Rising Star Award sticker
Best Lawyers Ones To Watch Award 2

3 EASY STEPS TO HIRE A Naperville Car Accident LAWYER

1

CALL AN
ATTRORNEY

2

GET FREE CASE
EVALUATION

3

LET THE SMART
SUITS HANDLE
THE REST

TM

Do you handle my type of Case?

Date of Incident:

Type of Case:

Were you injured?

Your case is within our Practice Area:

Sean Chalaki - Personal Injury Lawyer

COMMUNITY AND FIRM EVENTS

Here at Gosuits we understand that being a part of the community means more than just providing legal services. Whether we are participating in a community event or hosting a firm event, our goal is always the same: to build strong relationships with the people we serve and to make a positive impact in our community.

Naperville Car Accident Lawyers:
What You Need to Know After a Crash in Illinois

If you or someone you love has been involved in a car accident in Naperville, you’re likely dealing with more than just physical injuries. You may be feeling overwhelmed, confused, and unsure of what steps to take next. At our law firm, we understand the uncertainty and emotional toll these situations can bring. Whether you’re facing mounting medical bills, time away from work, or simply trying to get through day-to-day life after the crash, it’s important to know that Illinois law gives you the right to pursue compensation if another driver was responsible. But understanding how that process works—and how to navigate it—isn’t something you should be left to figure out on your own. That’s where we come in.

Common Causes of Car Accidents in Naperville and the Surrounding Areas

Car accidents can happen in an instant, but they often result from specific, recurring factors. In Naperville, with its mix of suburban traffic, major commuter routes, and seasonal weather, some causes are common. Here are some of the most common causes of car accidents we see in this area:

  • Distracted driving, including texting, using GPS, eating, or adjusting the radio while behind the wheel.
  • Speeding, specifically along busy corridors like Route 59 and I-88, where drivers often exceed posted limits.
  • Failure to yield, particularly at intersections or while merging into traffic.
  • Reckless or aggressive driving, such as tailgating, weaving between lanes, or ignoring traffic signals.
  • Driving under the influence of alcohol or drugs, which continues to be a dangerous and illegal contributor to serious crashes.
  • Drowsy driving, which is often underestimated but can impair reaction time and decision-making.
  • Poor weather conditions, such as snow, ice, rain, and fog that reduce visibility and make roads slippery.
  • Improper turns or lane changes, particularly when drivers fail to check blind spots or signal correctly.
  • Mechanical failures or vehicle defects, including brake issues or tire blowouts that result in sudden loss of control.

     

Common Injuries After a Car Accident

Car accident injuries can vary widely depending on the type of crash, the speed involved, and the safety features in the vehicles. Some injuries are immediately obvious, while others may take hours or even days to fully appear. Either way, even seemingly minor injuries can become serious if left untreated. That’s why it’s so important to seek medical care after a crash and to document every symptom.

Here are some of the most common injuries people experience after a car accident:

  • Whiplash, often caused by the sudden back-and-forth motion of the head during a rear-end collision.
  • Concussions or traumatic brain injuries, which can result from hitting your head or from the force of the crash alone.
  • Broken bones, particularly in the arms, legs, ribs, and collarbone.
  • Back and spinal injuries, including herniated discs or spinal cord trauma that may cause long-term pain or mobility issues.
  • Soft tissue injuries, such as sprains, strains, and deep bruising that can limit movement.
  • Lacerations and cuts, sometimes caused by broken glass or impact with hard surfaces inside the vehicle.
  • Chest injuries from seat belts or impact with the steering wheel.
  • Internal injuries, including damage to organs, which may not be immediately visible but can be life-threatening.
  • Psychological trauma, such as anxiety, depression, or post-traumatic stress, which can affect daily life long after physical injuries have healed.

     

What Happens After a Car Accident in Illinois

Illinois is an at-fault state. That means the person legally responsible for causing the crash can be held responsible for the harm it caused. If you’re injured, the law allows you to pursue damages for medical expenses, lost income, pain and suffering, and other costs tied to the accident. However, this system isn’t as simple as it sounds.

Illinois follows what’s called a “modified comparative fault” rule. Under this rule, your compensation may be reduced based on your level of fault. If you’re found to be more than 50% at fault, you may not be able to recover anything at all. These determinations can often be subjective and heavily influenced by how the facts of the case are presented. That’s one reason why having legal support is crucial.

There’s also a time limit to be aware of. In most personal injury cases, Illinois gives you two years from the date of the accident to take legal action. While this might seem like plenty of time, important evidence can be lost if not collected early. Witnesses move away, memories fade, and documents can disappear. Starting early gives your attorney the best chance to build a solid foundation for your case.

How Insurance Companies Handle Car Accident Claims

In the days or weeks following an accident, it’s common for insurance companies to reach out. Many people feel relieved when this happens, assuming it’s a sign that things are being taken care of. But the truth is, insurance companies have their own interests in mind. Their goal is to reduce costs, and they have teams of professionals working to minimize how much they pay out on claims.

Conversations that seem casual or helpful can sometimes be used to shape how the incident is viewed. If you speak with an adjuster about your injuries, even in passing, those words could be used later to question the severity of your condition. The timing of your medical care, the nature of your injuries, and the long-term impact on your life all require proper documentation and thoughtful handling. That’s where having legal guidance is invaluable.

We work to make sure your story is told completely and fairly. Our role is to handle all of the back-and-forth so you can focus on your recovery. You should not have to deal with paperwork, negotiation tactics, or evaluation of long-term consequences by yourself. Having support throughout this process can make all the difference in your peace of mind.

Ready to Talk? Let’s Make Your Recovery Our Priority

You don’t have to face the aftermath of a car accident alone. At Gosuits, we take a personal approach that larger firms simply can’t match. When you work with us, you won’t be passed off to a case manager. You’ll work directly with an attorney from start to finish—and you’ll always know who to call when you have questions.

We understand that your focus should be on healing and moving forward, not fighting a complicated legal process. That’s why we’ve developed innovative tools and systems to make your experience more transparent and efficient. Our firm has adopted technology-driven solutions that allow you to stay informed about your case and maintain direct access to your attorney.

We have represented hundreds of clients, and their voices speak volumes. The testimonials and reviews on our Google Business Page reflect how deeply we care and how hard we work. Our legal team includes respected professionals who bring a wide range of experience and insight to the table. Our Naperville car accident lawyers are dedicated to delivering high-quality legal services, and we take pride in being available around the clock when you need us most If you’ve been injured in a car accident and want to understand your legal options, we invite you to schedule a free consultation with our team today.

Let us get to know you

Date of Incident:

Type of Case:

Were you injured?

Your case is within our Practice Area:

Naperville Car Accident LAWSUIT STEPS AND PROCESS

1

Collect All Available Evidence


Every case rests on the backs of investigators who dig deep. We’ll investigate your accident and find evidence like police reports, hospital records, and witness statements. Our injury attorneys go deep into each potential avenue of inquiry, leaving no stone unturned in their exhaustive search for justice.

2

Write a Letter of Demand


A demand letter will be addressed to the offender and their insurance provider or legal counsel. The full financial burden is considered, including future medical expenditures, wage losses, and other expenses.

3

Negotiation


By bringing a lawsuit on your behalf, we acquire bargaining power when an insurance company refuses to give fair compensation. In addition, by filing a case, we can obtain information on the defendants we would not have had access to before.

4

Begin Filing a Lawsuit for Injury


By bringing a lawsuit on your behalf, we acquire bargaining power when an insurance company refuses to give fair compensation. In addition, by filing a case, we can obtain information on the defendants we would not have had access to before.

5

Discovery


Now that we have filed suit, we have the right to obtain information from the defendants that they were previously unwilling to release. By serving them with Requests for Admissions, Interrogatories, and Document Production, we can investigate the validity of their allegations.

6

Mediation


Once both parties have reviewed the facts of the case, a mediation session may be planned to see whether or not an amicable resolution may be reached. The defense will hear our position from a non-biased individual (Mediator), and we may continue bargaining with the insurance company over a reasonable payment.

7

Civil Trial for Injury


We will go to trial if a reasonable settlement cannot be reached. We’ll argue your case in court, using the information found through discovery and any necessary expert testimony. Many of us would rather have a jury decide our cases than a judge, as juries tend to be more compassionate in times of tragedy.

8

Settlement


A settlement has been reached if an agreement can be made before trial. In return for release of all personal injury claims, you should get a settlement that accounts for all your losses up to and including the date of your injury, fees, taxable cost, medical expenditures, lost wages, pain and suffering, etc.

9

Appeal


Suppose the jury decides against you. We will then file an appeal if we believe the defense or the court made a legal mistake. Additional data and legal arguments on our part will likely be required to convince the court of our position. The court, if we prevail, may decide to overturn its earlier ruling or even retry the case.

MORE QUESTIONS?

RESPONSE TO SOME GENERAL QUESTIONS

Who will pay for my medical bills after an accident?

Who is Responsible for the Cost of Property Damage After a Car Accident?

Are There Any Hidden Attorney Fees That I Need To Be Aware of?

What does “No Recovery, No Fee” mean?

Who will pay for my medical bills after an accident?

Who Will Pay for My Car Accident Medical Bills

Determining who will be responsible for your car accident medical bills depends on several factors: the cause of the accident, your level of fault, and the insurance coverage held by the other driver. In such circumstances, seeking guidance and support from a personal injury lawyer, Dallas can prove invaluable.

Following a car accident and sustaining injuries, it is natural to wonder who will bear the burden of your medical expenses and treatment costs. While a car accident injury settlement or a trial verdict can provide financial relief, they may not offer immediate assistance in covering your medical treatment. The answer, in essence, relies on the accident’s nature, the relevant state laws, and the specific insurance policies involved.

General Rule – Ongoing Payment Responsibility Rests with the Injured Party

It is crucial to understand that, in most cases, if you are involved in an accident, you are responsible for paying your medical bills as they are incurred. The only exception occurs in “no fault” states, which will be discussed below. Even if the at-fault party is clearly responsible for your injuries, the law does not mandate them to cover your bills on an ongoing basis.

The law only requires them to provide damages to resolve your lawsuit, and in many instances, your medical claim is included in those damages. However, the defendant is not obligated to pay your medical invoice as they arise.

Car Accidents – “No Fault” States

In motor vehicle accident cases, the coverage of hospital bills depends on whether the accident occurred in a “no fault” state. In “no fault” insurance states, your automobile insurer will cover some or all of your hospital bills resulting from a car accident, regardless of fault. However, there is typically a limit to what your own automobile insurance company will pay, varying from state to state but generally around $10,000 or less.

Once your medical expenses exceed the state’s “no fault” limit, you become responsible for paying them. If you have health insurance, your provider will cover your bills. In the case of Medicare or a state-run health insurance program through Medicaid, these entities will handle the bills. If you lack health insurance, Medicare, or Medicaid, you will need to arrange payment agreements directly with your healthcare providers.

Motor Vehicle Accidents – Non-“No Fault” States (Dallas, TX)

If you are involved in a serious accident in a state without “no fault” insurance, you will generally be responsible for paying your expenses until you claim compensation from the at-fault party. However, some drivers in these states have medical payment or Personal Injury Protection (PIP) insurance coverage, commonly known as “med pay” and “PIP” coverage.

This coverage will pay for the fair compensation of drivers or passengers involved in a car accident with the insured party, up to the “med pay” policy limits, which are typically less than $10,000. Once your bills exceed these policy limits, you will be responsible for payment.

Medpay and PIP funds can be utilized initially to cover health insurance deductibles, co-pays, and lost wages until you recover from the at-fault party. If you lack such coverage, in most cases, you will need to find healthcare providers willing to treat you upfront and defer their bills until you receive compensation from the insurance company.

Premises Liability: Slip or Trip and Fall Accidents

In premises liability or slip and fall cases, the responsibility for payment of medical bills typically falls on the injured person, unless the premises owner’s property insurance policy includes “med pay” coverage.

Dallas personal injury attorneys with experience in handling personal injury claims related to premises liability understand that “med pay” coverage can be beneficial. If the premises owner has this type of insurance coverage, the injured person’s medical bills will be paid by the insurance carriers, up to the limits specified in the “med pay” policy. However, once the “med pay” limits are exhausted, the injured person becomes responsible for paying the remaining bills.

Boating Accidents

Boating insurance policies seldom include “med pay” coverage. Consequently, personal injury victims involved in boating accidents will likely be responsible for covering their own expenses. It is crucial for individuals who suffer injuries caused by boating accidents to consult the right lawyer in Dallas to understand their legal options and seek rightful compensation for their injuries.

Work-Related Accidents

In the unfortunate event of a work-related accident due to gross negligence, personal injury victims may find relief if their company carries workers’ compensation insurance. In such personal injury cases, the workers’ compensation insurer will cover all the medical bills incurred by the injured party. It is important to note that these victims involved in work-related accidents are not required to contribute any money towards their expenses, including bills or deductibles.

Moreover, our Fort Worth, Dallas personal injury lawyers who handle personal injury cases are well-versed in the laws pertaining to workers’ compensation and can ensure that victims receive proper reimbursement for transportation expenses related to medical appointments. However, if a company does not have workers’ compensation insurance, pursuing damages under Texas non-subscriber laws becomes necessary.

Reimbursement for Medical Bills Paid by Insurers

If health insurers, Medicare, or the state agency administering Medicaid benefits have paid for your medical bills in relation to the accident, they are entitled to reimbursement for the amount they disbursed to your healthcare providers. Skilled Dallas personal injury attorneys can help navigate the complexities of dealing with insurers and ensure fair reimbursement processes.

Worst-Case Scenario

In the worst-case scenario where an accident occurs, insurance coverage is unavailable, and it is determined that there is no personal injury case due to factors such as personal fault or insufficient evidence, the injured party becomes solely responsible for all medical expenses. These victims facing this situation have limited options and should seek legal counsel to explore any possible alternatives.

Who is Responsible for the Cost of Property Damage After a Car Accident?

Who is Responsible for the Cost of Property Damage After a Car Accident in Dallas?

In Dallas, Texas, the responsibility for covering the cost of property damage resulting from a car accident lies within specific legal parameters. As a car owner, you have the right to choose the body shop for repairing your vehicle. However, determining who will foot the bill for your property damage depends on the urgency of your vehicle’s repair and whether the at-fault party has accepted liability.
In Dallas, as in most places, the responsibility for the cost of property damage after a car accident typically falls on the at-fault driver’s insurance company. Texas follows a fault-based system, meaning that the driver who caused the accident is generally responsible for covering the damages.

If you were not at fault in the accident, you can file a claim with the at-fault driver’s insurance company to seek compensation for your property damage. Their insurance should cover the cost of repairing or replacing your damaged property, such as your vehicle or any other damaged property involved in the accident.

It’s important to gather evidence and documentation of the accident, including photographs, police reports, witness statements, and any other relevant information that can support your claim. You should notify your insurance company about the accident as well, even if you are not at fault, to ensure they are aware of the situation.

If the at-fault driver does not have insurance or is underinsured, you may need to rely on your own insurance coverage, such as uninsured/underinsured motorist coverage, to help cover the property damage costs.

Are There Any Hidden Attorney Fees That I Need To Be Aware of?

Are There Any Hidden Attorney Fees That I Need To Be Aware of?

When you engage the services of our Dallas personal injury law firm, we ensure complete transparency regarding our fee structure. There are no hidden charges or surprise fees that catch you off guard. We take the time to explain the details of our contingency fee agreement, outlining all the fees and expenses involved.

In fact, paragraphs 1 and 2 of our agreement provide a comprehensive breakdown, and we require your initials next to each item to confirm your understanding. Our aim is to establish trust with our clients, providing them with peace of mind and alleviating any concerns. Our goal is not to profit at your expense but rather to obtain the best possible results for your injuries and damages.

Are My Medical Bills And Attorney Fees Combined?

It’s important to note that your medical bills and attorney fees are separate entities. While our law firm fees are based on the “No Fee, No Recovery” concept, your medical bills remain your responsibility. For instance, if you received a bill from the emergency room following your accident, it is your obligation to settle that bill as it does not fall within our purview to waive it.
However, when you enter into a contract with an experienced personal injury lawyer in Dallas, such as ourselves, you grant us permission to reimburse the medical providers from the eventual settlement or judgment you receive. This arrangement ensures that your expenses are appropriately handled while allowing us to pursue the compensation you rightfully deserve for your harm or serious injury.

Who Covers the Expenses of Managing My Case?

The good news is that, as experienced personal injury attorneys in Dallas, TX, we have provisions in our contingency contract that allow us to bear the expenses associated with your case. Our law firm agreement enables us to cover the necessary costs throughout the process, and once we secure a settlement on your behalf, we will deduct those expenses from the settlement amount.

It’s important to understand the typical expenses involved in a personal injury case, as they can be significant. For instance, the police department charges a fee for providing copies of the police report, collision videos, and the police call log. Medical providers charge per page to produce your medical records. Filing a lawsuit incurs fees imposed by the court.

What sets our law firm apart is our commitment to leveraging digital resources to streamline these requests and save you money at every turn. For example, our Dallas personal injury attorney makes digital requests for your medical records and bills, opting for a flat fee instead of a per-page charge.
Our communication is predominantly conducted through email and client portals, providing you with convenient and cost-effective access to our Dallas personal injury lawyers. This approach allows us to operate as a faster and more affordable law firm, dedicated to serving your needs.

What does “No Recovery, No Fee” mean?

What does “No Recovery, No Fee” mean?

“No Recovery, No Fee” or “No Attorney Fee if No Recovery” means that you will not be responsible for your attorney fees if we lose your case, or do not settle your case with the responsible party or their insurance company. We will charge you a percentage of the settlement instead of the typical retainer and hourly fees that attorneys charge.

Therefore, if we lose your case any percentage X $0.00 = $0.00 and you owe us nothing for attorney fees. This agreement allows you as a victim of a car accident to receive the proper medical attention that you need without worrying about the outrageous legal fees piling up. Also, this will give you the opportunity to handle your property damage much faster and get back to your daily lives.

In the other Sections, we explain that although there are no attorney fees if there is no recovery, your medical bills and expenses are still due and the medical providers will want payment irrelevant of the results. In addition, we explain in some rarer circumstances that if we lose you may be responsible for attorney fees and taxable court costs of the defendant if the judge exercises discretion and grants them.

GET TO KNOW OUR Naperville Car Accident LAWYERS

It's time we do things the SMART way rather than the hard way

“Hire the Smart Suits for Your Lawsuits”

Sean Profile

SEAN CHALAKI

  • Texas Super Lawyers: Rising Star 2016 2023 2024
  • Law Firm of the Month by Attorney at Law Magazine 2016
  • Top 40 under 40 Trial Attorney by The National Trial Lawyers (2015, 2016, 2022)
  • Board Member Texas Trial Lawyers Association
  • Dallas Trial Lawyers Association
  • Danielle Hall, Individually Anf Amh-s V. Witron Integrated Logistics, Inc. Et
  • Best Lawyers Ones to Watch 2022
  • Best Lawyers 2024
Yasamin Profile

YASAMIN MOUSSAVI

  • Principal / Texas and New York Litigation Attorney
  • Licensed Attorney with State Bar of Texas
  • Licensed Attorney with State Bar of New York
  • Licensed Attorney in Federal and District Court
  • South Australian Bar Association
Hashemi Profile

SHAWN HASHEMI

  • Principal / Litigation Attorney
  • State Bar of Texas
    U.S. Federal District Court for Northern District of Texas
  • U.S. Federal District Court for Eastern District of Texas
  • U.S. Federal District Court for Southern District of Texas
  • U.S. Federal District Court for Western District of Texas

Leave a Reply

Your email address will not be published. Required fields are marked *

Gosuits Logo

ENTER THE GOSUITS.COM
KNOWLEDGE BASE HUB

We are here to help with your injuries or
assist with loss of a loved one.

or CALL
844-467-8487