In the year 2020, there were around 2.7 million nonfatal workplace injuries and illnesses reported across the United States. The healthcare industry and blue-collar industries were the ones that reported the highest number of incidents of non-fatal injuries that occurred at work. The following describe each of these:
If you have been hurt while working, you should be able to file a claim for compensation through the workers’ compensation insurance company that your employer subscribes to. However, not every business provides insurance for its employees. Companies who provide worker’s compensation to their employees are referred to as subscribers, whereas those that do not do so are referred to as non-subscribers.
Your ability to get compensation for your injuries will differ depending on whether or not the company you work for is a subscriber to the program. In order to help you develop a better understanding of how to acquire compensation following a work-related injury, this article will clarify the distinctions between a subscriber and a non-subscriber.
Texas is one of the states that does not mandate business owners to have workers’ compensation insurance for their employees. However, in accordance with the Workers Compensation Act of 1993, the state of Texas does offer financial incentives to firms who want to participate in worker’s compensation programs.
The Workers Compensation Act provides that employers who have worker’s compensation coverage are free from employee lawsuits, with the exception of situations in which the employer has shown an extreme level of negligence toward the employee. Employees have the right to launch a civil lawsuit against their employers in the event that the employer acted with gross negligence, in order to receive additional compensation to cover the cost of injuries and lost wages.
Subscribers to workers’ compensation offer their staff members an expedited approach to pursue financial compensation in the event of a work-related injury or illness. Simply said, employees can expedite the process of receiving their remuneration by completing the necessary documentation. After that, they are permitted to make use of their compensation to pay for any necessary medical bills and, in some instances, make up for any missed wages.
The procedure of collecting compensation for an accident sustained on the job is made more difficult in the absence of worker’s compensation insurance. In the event that an employer is not a subscriber, it will be necessary for an employee to initiate legal action against their employer in order to get compensation for their injuries, either in full or in part. The validity of an employee’s claim will determine the amount of compensation they are eligible to receive. In some instances, the employer might attempt to reach a settlement outside of court. Before agreeing to any settlement, you should always discuss the matter with a personal injury lawyer who specializes in workplace accidents.
In a subscriber lawsuit, there is no need to prove fault but, in a non-subscriber case, you will need to show that your employer’s negligence caused your injuries. A lawyer who specializes in work accidents can help you collect the money you need to recover from injuries sustained on the job by demonstrating that your employer was negligent.
Never try to navigate the legal system on your own after suffering an injury on the job. It is wise to get help. GoSuits’ team of personal injury lawyers will assist you in gathering evidence and constructing a compelling case in order to obtain the financial compensation you are entitled to.
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